WorldRemit Review 2024

Looking for a cheaper alternative to Western Union or Xoom for sending money overseas? Read this WorldRemit Review to learn my favorite app for accessing money while overseas for cheap.

Whether you are an expat living overseas or just taking a vacation, you must develop a strategy for sending & receiving money when you need it.

Most travelers use their credit or debit cards to get money from ATMs. This is a popular strategy but you are subject to foreign transaction fees and ATM limits.

For instance, some ATMs in SE Asia are limiting withdrawals up to $100. Plus, you have to pay $5 withdrawal fee to the ATM along with a $2 foreign transaction fee.

Also, there is the risk of losing your credit card due to theft. If your credit card gets stolen, then you’ll need to deactivate it and wait until you get home to receive a new card.

Introducing WorldRemit: A Cheaper Alternative to Western Union and ATMs

So I stumbled upon a nice alternative to accessing money for myself while living abroad.

It’s called WorldRemit.

WorldRemit is a popular mobile money transfer company based in the UK. They allow you to send money all over the world using your credit/debit card or Google pay account. The maximum transfer is around $1,000 (much better than most ATMs).

Not only do I send money to myself, but I can lend money to a friend or pay back a debt. WorldRemit allows you to transfer funds from your credit card directly to a friend’s bank account or cash pickup location in their city.

For you fellas out there with a foreign girlfriend, WorldRemit is a cheap and easy way to send her money for instant pickup.

How It Works

  1. Download the app from the Google Play or Apple store
  2.  Create an account
  3. Select the country you want to send money to.
  4. Add a recipient name (if you are the recipient, then enter your own name)
  5. Select the method of transfer (I choose Cash for pickup usually)
  6. Enter the amount
  7. Enter your credit/debit card number or Google Pay account
  8. Send

It takes a few minutes to setup at first but after you enter your details, WorldRemit remembers all the information so you can send money within 30 seconds in the future.

How to Send Money to Yourself

Follow the steps outlined above then take an official government ID or your passport to the pickup location. You’ll have to fill out a remit form then wait at the teller for 2-3 minutes. After that, you will get your receipt and access to your money.

How much does it cost?

WorldRemit charges a flat $3.99 fee per transaction. It’s about 50% cheaper than using most foreign ATMs.

Is WorldRemit Safe to Use?

Yes. I’ve used it over a dozen times and haven’t experienced any issues. The app uses a special PIN code for extra security plus you must enter the last 3 digits of your credit card before making a transaction.


  • Easy to use mobile app on your smartphone
  • Low $3.99 flat rate fees
  • Can send money to yourself or a friend in most major foreign countries


  • $1,000 maximum transfer (Use Western Union if you need to send more than $1,000)
  • Cannot send money to the USA
  • Experienced problems sending money using Google Pay


Sign Up Now and Get $20 Free

WorldRemit is running a promotional campaign where you get $20 free when you send $100. If you sign up using my referral link, then we both get $20.

Get $20 Free Credit When You Send $100 on Your First Money Transfer

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